Goal SIP Calculator

₹

= ₹1,00,00,000 (1 crore)

What you want to have at the end, for example ₹1 crore for retirement or ₹25 lakh for a child’s education.

years

%

Equity funds have historically delivered 10–14% over long periods. Returns are not guaranteed.

%

Step-up: raise your SIP each year, usually in line with salary hikes.

%

Keep 0 if the target is already in future rupees. If it is today’s price, add inflation: about 5 to 6% for most things, often more for education.

Monthly SIP needed

₹19,819

  • Invested 35.7%
  • Returns 64.3%
Total you invest
₹35,67,352
Estimated returns
₹64,32,648
Goal amount
₹1,00,00,000
Or invest once today (lumpsum)
₹18,26,963
  • Mutual fund returns are market-linked. This is an estimate at a constant return rate.
  • The goal is taken in future rupees. If it is today’s price, fill in inflation above.

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