Interest every quarter

₹30,750

Monthly equivalent

₹10,250

Yearly income

₹1,23,000

Total interest in 5 years

₹6,15,000

Deposit back at maturity

₹15,00,000

• Interest is paid on the first working day of April, July, October and January, and is taxed at your slab rate.
• Open to people aged 60 or more, from 55 for retired employees who invest their retirement money within three months of getting it, and from 50 for retired defence staff.